As a client of RPA, you need to look no further than RPA to meet all of your retirement plan needs.

From designing a plan tailored to meet your objectives, to maintaining your plan for compliance,

RPA stands ready to be your retirement plan consulting and administration firm.

Should We Establish A Plan?

Qualified retirement plans are powerful tools for attracting and retaining employees and executives at all levels of an organization. What's more, they still rank among the best of tax shelters, with potential for bringing profound and lasting benefit to your business and personal finances. But given the dizzying array of choices and growing complexity of the plans themselves, few people today can make informed decisions about establishing a plan without expert advice. RPA can cut through the tangle of technical, financial and regulatory information for you, and clearly lay out — in both practical and human terms — the pros and cons of each alternative. With our help, you can arrive with confidence at the right choice about starting and maintaining a qualified retirement plan.

What Type Of Plan Do We Need?

We begin plan design with a careful look at your goals, then recommend a plan — pension, profit-sharing, 401[k], or other type — that will best serve you. In some cases, one of our regional prototype plans works well with only minor modifications. In others, a custom plan may be appropriate. Either way, RPA can provide you with a plan that suits your situation and budget precisely.

During installation, we concentrate on making sure that your plan complies with federal regulations. We prepare your plan and trust documents, summary plan descriptions, IRS filings, and employee forms. If you like, we can also describe and promote the plan to your employees in plain English, so that they understand the value of their benefits, how they work, and where they fit in the overall retirement picture.

What Is Required To Keep Our Plan Going?

Throughout the year and beyond, we will work closely with you, your staff, and your brokers and other advisors to coordinate your plan's administrative activities at a level that allows you to concentrate on other aspects of running your company or organization. Our broad range of expertise and full-service approach will enable us to assist you over the full life of your plan in areas such as:

• participant eligibility determination
• employee record maintenance
• contribution calculations and benefit determinations
• plan financial reports and employee benefit statements
• compliance reporting to the IRS and DOL
• independent plan audits by qualified professionals
• and coordination of trustee, plan administrator, attorney, broker and accountant activities
  

What Happens When Things Change?

Throughout the year RPA will monitor your plan, be it custom or prototype, to ensure that it does what it's meant to do — even when the law, your workforce, or your operations change. We'll keep you abreast of compliance and other issues, and recommend adjustments and enhancements to your plan when it's clear they'll work to your advantage.