Form 5500 Filed?   

Do you have a December Plan Year End?

If you have not yet filed your 12/31/2009 Tax Forms and because we still have so much to do before the EFAST2 (Electronic) Filing deadline, we ask that you submit your census and questionnaire by September 8, 2010.

Don't forget you need the DOL's electronic signing credentials this year.  If you have not yet applied for your signing credentials, please contact the HelpCenter ( This e-mail address is being protected from spambots. You need JavaScript enabled to view it ) for assistance!

Congress continues to consider proposals that will threaten your current retirement plan design making it harder for you to offer retirement benefits to your employees. We need your help to send a strong message to Congress to stop misguided proposals. Given this tough economy, now is not the time for Congress to make it more difficult for you to provide retirement benefits to your employees.

We have made it easy for you. Please go to the link below and in a matter of seconds you can get the word out to your member of Congress that they should NOT pass any proposal negatively affecting your retirement plan. Please feel free to get your employees involved since their benefits are threatened as well.

http://www.asppa.org/sp/CapWiz-Pages/Contact-Congress.aspx

Link provided by ASPPA (American Society of Pension Professionals & Actuaries)

On January 14, 2010, the Department of Labor issued final regulations for the timely deposit of employee 401(k) contributions and loan repayments.  This ruling now requires plan sponsors with fewer than 100 eligible participants to deposit employee 401(k) contributions and loan repayments to their plan no later than the seventh business day following the payroll date.    

The DOL's ruling does not extend to plans with more than 100 eligible participants, but RPA recommends that all plan sponsors comply with the new ruling.

Please contact your RPA plan administrator if you have any questions regarding the Department of Labor's seven business day safe harbor rule.

The IRS, on May 18, 2009, published proposed regulations, Suspension or Reduction of Safe Harbor
Nonelective Contributions, that would amend Regulations under Code §§401(k) and 401(m). These
proposed regulations provide employers incurring a substantial business hardship an alternative to
terminating their §401(k) safe harbor plans. Employers meeting certain requirements can reduce or
suspend required safe harbor nonelective contributions without losing their plan’s qualified status.

This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Retirement Plan Adminstrators is ready to assist you with the filing of the Electronic Form 5500.
Due to all the technological changes in the pension industry, we would like to introduce you to our new service:
Help Center:  (404) 531-8298 | This e-mail address is being protected from spambots. You need JavaScript enabled to view it

The Help Center is designed to assist with technological questions. Plan related questions should still be addressed to your Plan Consultant.  For your convenience a staff directory may be found under the Contact Us Tab.

A copy of the Summary Plan Description should be given to all employees as they become eligible to participate in the retirement plan.

Please contact your RPA Pension Consultant if you need a copy of the SPD.